One of the main reasons a credit card might be rejected is if the credit card has been used in the past and is associated with a PayPal account. PayPal assumes that if this is the rightful user of the credit card they would log-into PayPal to use the stored card, and since it is being used without the log-in credentials, the assumption is that it’s fraud and the card might have been lost or stolen.
If would like to use the same credit card that is associated with an active PayPal account, the option “Don’t have a PayPal account” will not work unless you use a credit card that is not associated with any active PayPal account.
Being that PayPal defaults to the users associated bank account as payment, sometimes you might not want to log in to PayPal to pay. However it is really easy to change the payment method that PayPal is using to process your checkout request.
- On the Bell Family Company “Family Checkout” screen click on “Confirm”
- Select the “Log in to your PayPal account” toggle menu as shown below:
3. Log-into PayPal with the associated email address and password. *THIS IS NOT THE SAME EMAIL AND PASSWORD THAT YOU USE TO LOG-INTO BELL FAMILY COMPANY
4. Once, you are logged in, click on the link that says “change” as shown below:
5. When you click the “change” link, you will be able to select a different payment method other than your Bank Account.
In conclusion, if you have a credit card on file with PayPal and want to make purchases with that credit card, you need to do it by logging into your PayPal account and selecting it as a payment method. If you try to use it without logging into your PayPal account, chances are it will be declined.
-Greg, CTO, Bell Family Company